Curious about how this and related decisions to eliminate CSR’s* might affect Hixme’s unique business model and employer/worker values? Here is a brief overview. * Note: Cost Sharing Reduction (CSR) is a taxpayer-imposed payment for lower income Americans that enroll in Government-run exchanges. It offsets what would otherwise [...]
Denny Weinberg
For the past 50 years, the most radical transformation in health benefits was the mainstreaming of the Managed Care movement in the early 1990’s. During those years, medical inflation flattened and even turned negative early on. That movement also helped raise awareness and then increase quality while containing costs. But it set an [...]
Denny Weinberg
Developed by hybrid insur/fintech firm, Hixme, in collaboration with highly respected actuarial firm, Axene Health Partners, LLC AGOURA HILLS, Calif., Sept. 11, 2017 /PRNewswire/ — What if a crystal ball could reveal the relative values of a variety of novel health coverage products? Using real care and cost data over an extended [...]
Denny Weinberg
Hixme’s CEO responds to this most interesting article in the Fiscal Times publication, with a very big 6th item to add – and this is REALLY BIG… Before the “Stabilize the Obamacare Marketplaces” case can be closed, it is important that the ENTIRE Direct-to-Consumer marketplace is considered, a market of [...]
Denny Weinberg
According to this CNBC article posted below and linked here (Here’s how much the average American spends on healthcare), the “average” American spent $9,595 in 2012. “Average” is a tricky term and worthy of a precise discussion here. Consider a recent study by a well known actuarial firm, which investigated [...]
Denny Weinberg
The traditional employer benefit structure is crippling employers, workers and their dependents. Can the controversial health reform experiment offer a clue to a better way? With the continuing focus on how to best insure Americans and the political ping-pong surrounding fixing or replacing recent healthcare reform, perhaps lurking in [...]
Denny Weinberg
by Denny Weinberg, Hixme CEO Finding new ways to keep workers happy and feeling cared for is a never-ending pursuit for employers — particularly in the face of the volatile health care climate and 16 years of health care inflation at three times the cost of wages (per Kaiser Health Care Foundation Survey of Employers). Controlling [...]
Denny Weinberg
January 13, 2017 The Financial Revolutionist Saying that health care insurance is just a health care issue is misleading to say the least. Sure, the term health care insurance includes the word “health care,” but health care insurance and benefits impact every sector of America’s economy. After all, according to the National Health [...]
Denny Weinberg
It won’t take long before the fate of Obamacare (ACA) becomes clear in Congress, as the budget reconciliation bills introduced in both the House and Senate require committee actions by the end of January. Budget reconciliation will prove to be the means to repeal or not. Either way, it will be months (if not years) of fighting over the [...]
Denny Weinberg